8 Best Budget Apps For Couples - Smartmoneypeeps (2023)

8 Best Budget Apps For Couples - Smartmoneypeeps (1)

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8 Best Budget Apps For Couples

As a couple, it’s hard to really get the best of both worlds when it comes to your finances. This is why there exists a market for budgeting apps that work for couples. In this article, you will learn about 10 Best Budget Apps For Couples that can help you save up to 80% on groceries!


Mint is one of the perfect budget apps for couples. With Mint, you can easily track your spending and make healthy financial decisions together. Plus, the app has a variety of features that make it especially helpful for couples.

One of the best things about Mint is its easy-to-use interface. You can track your expenses in just a few clicks, making it easy to stay on top of your spending.

Mint also includes tools to help you save money on your bills and to better manage your finances overall. In addition to tracking your expenses, Mint can also provide you with insightful insights about your spending habits.

For example, the app can tell you which categories of expenses are costing you the most money and which areas of your budget need improvement.

This information can help you make smarter financial decisions and improve your overall financial stability. Overall, Mint is an excellent tracking and budgeting apps for couples. It is easy to use and provides comprehensive information about your spending habits and budgetary progress.

If you’re looking for an affordable and effective way to manage your finances together, Mint is a great option to consider.


Looking to save money on your relationship? Look no further than this Trim app! It is one of the best budgeting apps for couples who want to keep their living costs under control without sacrificing their social lives. The Trim App has some unique features which makes it super easy easer for its users. And these includes;

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1. Trim App: This app is designed to help couples keep track of their weight, BMI, and fitness goals. It’s free to download and use, and it offers a variety of helpful tools and tips.

2. Expense tracker: This app helps couples keep track of their spending habits by recording all of the expenses they make in one place. It also includes features for budgeting and tracking progress.

3. Grocery scanner: This app can help couples save money on groceries by allowing them to scan barcodes and identify what items they need. It also includes tips for healthy meal planning and budgeting.

4. Debt consolidation calculator: This app can help couples reduce their debt loads by calculating various repayment plans and providing advice on how to improve credit ratings.

5. Home improvement planner: This app offers comprehensive planners for both home repairs and upgrades, as well as tips for saving money on everything from installing window coverings to painting the exterior of your home.


If you’re in a long-term relationship, chances are good that you and your partner have started to combine your finances in some way. Whether it’s simply sharing a joint checking account or going all-in with a full merger of assets, duos who decide to take this step find that it comes with a unique set of challenges.

How do you maintain financial autonomy within the relationship? What happens when one person wants to make a major purchase without consulting the other? These are the types of questions that can cause serious conflict between even the most loving and compatible couples.

The Honeydue app is designed to help couples manage their finances together while still respecting each other’s autonomy. Once you’ve synced your accounts and set spending limits on different categories, the app will track your spending and send alerts if either you or your partner reach those limits.

This way, there’s no need for awkward conversations about money – instead, you can simply check the app to see where you stand financially as a couple. And best of all, Honeydue is free to use! Whether you’re just starting to think about combining your finances or have been doing it for years, this app is worth checking out.

See also A Beginners Guide To Good Budgeting Tips, For The Coming New Year


If you’re looking for unique budgeting apps for couplesthat help you curb your spending, the envelope system may be a good option. With the envelope system, you designate different amounts of cash to different budget categories and then stash the cash in labeled envelopes. When it’s time to shop for groceries or clothes, you only spend what’s in the envelope for that particular category. Goodbudget is a digital alternative to the envelope system that allows you to create up to 20 digital envelopes. If you need more than 20 envelopes or want additional features, you can upgrade to the paid version of the app for $8 per month.

You Need A Budget

YNAB is an excellent budget app for couples thatis based on the zero-based budgeting system, which is a system where you assign every dollar in your budget to specific expenses. This app was founded on four principles: Assign every dollar in your budget, break down big bills to create monthly goals to fund them, don’t get down about overspending and be purposeful as you spend by spending money that is at least 30 days old. This popular app, available on Apple Store and Google Play, is free for the first 34. And according to its website, YNAB helps new budgeters save $600 the first two months and more than $6,000 over their first year.

Tired of your same old budgeting app? Want to take things to the next level? Check out Personal Capital! This free budget app for couples has a wide variety of tools that can help with everything from managing your budget to monitoring your portfolio’s balances. The dashboard view provides a financial snapshot of important information like net worth, retirement savings, and emergency fund.

When it comes to budgeting, you can sync your accounts and track spending. The app will also send you alerts for upcoming bills and if you’re overspending in any areas. This comprehensive app can assist with investment planning, retirement tracking, and net worth monitoring. Give Personal Capital a try for a fresh take on financial management.

See also What Is a Budget? And Why You Should Care


For some people, a budget is a necessary evil. You know you need to save money and keep track of your spending, but the idea of sitting down with a spreadsheet fills you with dread. If that’s the case, then Tiller might be worth a try. This budget app (or rather, service) connects to your bank accounts, credit cards and investments, and automatically fills in a spreadsheet with your transactions. It also offers templates to help you get started on creating a budget. The downside is that it’s not free – after a 30-day trial period, you’ll have to pay $79 per year or $6.58 per month to continue using it.


Couples who use the Monarch budget app say they’ve never been happier with their lives and money management. They love the designs because it’s so easy to find what you’re looking for and is simple enough for anyone to understand. It also helps them stay on track of investments, whether that be worth hundreds or thousands of dollars. The Monarch is free during the first 30 days, then it’ll cost $9.99 per month after but allows couples to try a 30-day free trial if they’re new.

Best Budget Apps For Couples

When couples begin to share their finances, honesty and communication become even more crucial components of a healthy relationship. However, there is no magic bullet when it comes to balancing the books with your significant other.
It’s not uncommon for couples to share their bills in various ways, some of which are fairer than others (such as 50/50 or according to income levels).

Whatever system works best for you, pick the finance app or apps that best suit your strategy. With the help of a budget app, couples may easily share in the financial planning process.

Take the time to plan for your (financial) future as a couple.

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